The ACE Group is a global leader in insurance and reinsurance serving a diverse group of clients. Headed by ACE Limited, the ACE Group conducts its business on a worldwide basis with a physical presence in 53 countries. For businesses, ACE offers a diverse suite of property and casualty, group accident and health, reinsurance and risk management solutions. For individuals and families, ACE offers specialty personal accident and sickness insurance, homeowners, auto and other personal coverages. ACE Westchester is the U.S.-based wholesale focused excess and surplus property and casualty operations of the ACE Group of Companies, headed by ACE Limited (NYSE: ACE).  For more information visit:  www.acegroup.com/us.